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Emerald Wong Fang Chin

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

 
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Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

 
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Your brain is wired for negative thoughts. Here's how to change it.

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Emerald Wong Fang Chin
 
 
 
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Testimonials and Referral Notes

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Abhay Kamath *Regional operations manager * Food supply chain Strategist *

I obtained my Prudential policies through Emerald. While I am generally against taking any insurances, what turned me around was Emerald's ability to understand and customise the product offering to suit gaps in my needs. She was most patient through the weeks of discussions we had and I was completely convinced when I signed up for my PruShield and PruShield Extra policies. In fact, I got my family of four enrolled. I am sure Emerald can offer a policy that will meet her customer needs. During the policy term, Emerald kept me posted through e-mails, SMS, and calls about updates. She was also gracious in providing invites to events organised by Prudential which I attended and found highly informative. I am sure Emerald's "after sales service" will ensure customers don't miss on any relevant offers or deadlines. Due to a personal situation I needed to leave Singapore. Having jointly explored options to continue or manage otherwise, we both agreed termination was the most agreeable option. Emerald helped with the entire formalities and ensured termination was a hassle free process. I am sure Emerald will be able to help customers meet any exigencies during their policy term. Emerald is an able agent and I highly recommend you to give her the opportunity to delight you with her professional service on policy requirements.

Mohamad Faishal

My son stubbed his toe on a furniture at home during the Circuit Breaker period. Though the incident looked small, the toe was actually dislocated. His lower limb had to be put in cast for proper recovery! He would have to move around in wheelchair or crutches for the time being. Hope everyone will be alert and careful even whilst at home. Thankfully, my insurances cover A&E situations, saving me from the worry about such medical bills once again, with the help of my agent Emerald.

Huang Wei Chun

Fang Chin brings about professional and meticulous planning for her clients, she has an eye for details that in turn benefits clients who engage with her. A great colleague to have and to learn from.

Lee Kian Chang

I have known Fang Chin since 1995. Though I did not believe much in insurance, I changed my idea about it after analysis provided by Fang Chin. She understands individual situation and can come with a practical solution. As a trustworthy, sincere person, Fang Chin has been all the while very helpful in many aspect and she is earnestly doing good to many others.

Choo Sin Wee, Account Manager

It is without hesitation to provide a true testimonial for Fang Chin. Finally I found a sincere , efficient and friendly Insurance Agent. She is extremely prompt , very good at her memory and follow up closely on my concerns. Any time I have difficulties related to policy or claim issues, she works on my concerns right away and we are able to resolve any difficulties that might have arisen. I would highly recommend her and her company to anyone that wants a professional that takes their work seriously

Tay Bee Lian

Emerald has been very detailed in her analysis of my insurance needs. She has projected my anticipated requirements and has offered appropriate products. She offers a very professional service.