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Emerald Wong Fang Chin

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Emerald Wong Fang Chin
 
 
 
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Testimonials and Referral Notes

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Choo Sin Wee, Account Manager

It is without hesitation to provide a true testimonial for Fang Chin. Finally I found a sincere , efficient and friendly Insurance Agent. She is extremely prompt , very good at her memory and follow up closely on my concerns. Any time I have difficulties related to policy or claim issues, she works on my concerns right away and we are able to resolve any difficulties that might have arisen. I would highly recommend her and her company to anyone that wants a professional that takes their work seriously

Talk to me

Thinking about health insurance? For peace of mind, ask yourself these key questions before deciding on a plan. Reach out for a discussion on how to make an informed decision for your health and financial well-being.

Abhay Kamath *Regional operations manager * Food supply chain Strategist *

I obtained my Prudential policies through Emerald. While I am generally against taking any insurances, what turned me around was Emerald's ability to understand and customise the product offering to suit gaps in my needs. She was most patient through the weeks of discussions we had and I was completely convinced when I signed up for my PruShield and PruShield Extra policies. In fact, I got my family of four enrolled. I am sure Emerald can offer a policy that will meet her customer needs. During the policy term, Emerald kept me posted through e-mails, SMS, and calls about updates. She was also gracious in providing invites to events organised by Prudential which I attended and found highly informative. I am sure Emerald's "after sales service" will ensure customers don't miss on any relevant offers or deadlines. Due to a personal situation I needed to leave Singapore. Having jointly explored options to continue or manage otherwise, we both agreed termination was the most agreeable option. Emerald helped with the entire formalities and ensured termination was a hassle free process. I am sure Emerald will be able to help customers meet any exigencies during their policy term. Emerald is an able agent and I highly recommend you to give her the opportunity to delight you with her professional service on policy requirements.

Kavita Shenoy

I want to place on record that you have been immensely helpful in these double challenging times for us. Whether it is prompt response, guidance in filling forms, submission of required documents or building a comfort level for communication, you have held my hand through the entire process. I thank you and wish you and your loved ones all happiness and safety to get through this period of universal challenge and also a great progress in your career.

Huang Wei Chun

Fang Chin brings about professional and meticulous planning for her clients, she has an eye for details that in turn benefits clients who engage with her. A great colleague to have and to learn from.

Wilson Foong

Whenever I require coverage, Emerald is the first person I will go to. She is very responsive and accommodating to my requests and understands what I need. The process is quick and efficient, so I have a peace of mind whenever I get policies from her.