Guiding Principles and Tips on Taking Charge of Finances in Our Lives

Emerald Wong Fang Chin

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In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

6 Ways You Can (Legally) Reduce Your Income Tax For YA 2021

Do them before the end of the year.

Freedom from the money culture | Lynne Twist | TEDxBerkeley

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Emerald Wong Fang Chin

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Testimonials and Referral Notes

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Lata Shamdasani

Fang Chin is thorough, highly organised and methodical in her analysis. Her depth of maturity and experience are evidenced in the solutions she comes up with. Her clients sing praises of her service! She is objective, reliable and a kind human being. It is a pleasure to work with Fang Chin!

Mohamad Faishal

Ms Emerald is always willing to offer assistance and has good rapport with people. I would recommend her as someone you can work with.

* Easy Application Process * Quality Advice and Services * Comprehensive Products * Faster Claims * Clear Communication * Innovative Health and Wealth Solutions * Brand People Can Trust

Cheng Di

Thank you much to Emerald for her help and advice, I really found my own insurance plan for my health, saving, and future retirement plan, it will become a big help for my whole life in the future!

Lee Kian Chang

I have known Fang Chin since 1995. Though I did not believe much in insurance, I changed my idea about it after analysis provided by Fang Chin. She understands individual situation and can come with a practical solution. As a trustworthy, sincere person, Fang Chin has been all the while very helpful in many aspect and she is earnestly doing good to many others.

Jonty Poh

l just wanted to share a quick note and let you know that Emerald do a really good job . I'm glad l decided to work with her . Over the years our work relationship grew into a close relationship which possesses great integrity, compassion, honesty and responsibility. Personally , l would trust her with any issue , whether professional or personal . Hence, I'm delighted to write this testimony for her.