Mark Wu * Market Research Professional

Throughout our interactions, I have found Fang Chin to be very intelligent, capable and knowledgeable in her work. While the working environment was challenging and varied in demands, she consistently showed maturity, systematic approach, initiative and diligence.

Edwin Lee * Author, Pastor, International Speaker, Technology Advisor

I've know Fang Chin for over 20 years, and I am always impressed by her diligence, eye for details and genuine care for the people she works with. I'm confident that you will find her advice valuable and practical.

Lata Shamdasani

Fang Chin is thorough, highly organised and methodical in her analysis. Her depth of maturity and experience are evidenced in the solutions she comes up with. Her clients sing praises of her service! She is objective, reliable and a kind human being. It is a pleasure to work with Fang Chin!

Mohamad Faishal

Ms Emerald is always willing to offer assistance and has good rapport with people. I would recommend her as someone you can work with.

Mohamad Faishal

My son stubbed his toe on a furniture at home during the Circuit Breaker period. Though the incident looked small, the toe was actually dislocated. His lower limb had to be put in cast for proper recovery! He would have to move around in wheelchair or crutches for the time being. Hope everyone will be alert and careful even whilst at home. Thankfully, my insurances cover A&E situations, saving me from the worry about such medical bills once again, with the help of my agent Emerald.

Gary Loke

I have been trying to buy medical insurance for a very long time but to no avail....Fang Chin was aware of my situation but still relentlessly try to help.....her sincere earnest help result in me finally buying medical insurance. Fang Chin is very passionate in her work...she always listen attentively to your needs and offers various ways to resolve your needs. She is such a trustworthy sincere person that u can turn work relationship into a genuine friendship....I'm glad that i find a good financial adviser and good friend.