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Emerald Wong Fang Chin

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
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DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Emerald Wong Fang Chin
 
 
 
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Testimonials and Referral Notes

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Sylvia Wandly

Fang Chin is a good listener & will understand your situation before even talking about business and products. She cares for her network of contacts from all walks of life like she cares for close friend. A sister, a friend, consultant & competent professional all rolled in this outstanding person!

Cheng Di

Thank you much to Emerald for her help and advice, I really found my own insurance plan for my health, saving, and future retirement plan, it will become a big help for my whole life in the future!

2021

Prudential has made it to the LinkedIn Top Companies list for Singapore. We are the only insurer on the list and are ranked #14 out of the top 15 organisations in Singapore. https://www.linkedin.com/pulse/top-companies-2021-15-best-workplaces-grow-your-career-/ Keep living our values – Ambitious, Curious, Empathetic, Courageous and Nimble - each and every day. Together, we support people in their health and wealth journey and help them get the most out of life.

Mohamad Faishal

My son stubbed his toe on a furniture at home during the Circuit Breaker period. Though the incident looked small, the toe was actually dislocated. His lower limb had to be put in cast for proper recovery! He would have to move around in wheelchair or crutches for the time being. Hope everyone will be alert and careful even whilst at home. Thankfully, my insurances cover A&E situations, saving me from the worry about such medical bills once again, with the help of my agent Emerald.

Jan Jan

Thanks so much for telling me that I can claim from other insurer for my Angioplasty procedure done two years ago, hopefully I Will be able to claim some amount. Thank you for your helpπŸ™πŸ€—

Mark Wu * Market Research Professional

Throughout our interactions, I have found Fang Chin to be very intelligent, capable and knowledgeable in her work. While the working environment was challenging and varied in demands, she consistently showed maturity, systematic approach, initiative and diligence.