Tay Bee Lian

Emerald has been very detailed in her analysis of my insurance needs. She has projected my anticipated requirements and has offered appropriate products. She offers a very professional service.

Edwin Lee * Author, Pastor, International Speaker, Technology Advisor

I've know Fang Chin for over 20 years, and I am always impressed by her diligence, eye for details and genuine care for the people she works with. I'm confident that you will find her advice valuable and practical.

Mark Wu * Market Research Professional

Throughout our interactions, I have found Fang Chin to be very intelligent, capable and knowledgeable in her work. While the working environment was challenging and varied in demands, she consistently showed maturity, systematic approach, initiative and diligence.

Jonty Poh

l just wanted to share a quick note and let you know that Emerald do a really good job . I'm glad l decided to work with her . Over the years our work relationship grew into a close relationship which possesses great integrity, compassion, honesty and responsibility. Personally , l would trust her with any issue , whether professional or personal . Hence, I'm delighted to write this testimony for her.

Cheng Di

Thank you much to Emerald for her help and advice, I really found my own insurance plan for my health, saving, and future retirement plan, it will become a big help for my whole life in the future!

Choo Sin Wee, Account Manager

It is without hesitation to provide a true testimonial for Fang Chin. Finally I found a sincere , efficient and friendly Insurance Agent. She is extremely prompt , very good at her memory and follow up closely on my concerns. Any time I have difficulties related to policy or claim issues, she works on my concerns right away and we are able to resolve any difficulties that might have arisen. I would highly recommend her and her company to anyone that wants a professional that takes their work seriously