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Emerald Wong Fang Chin

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A Monthly Curated Newsletter

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

4 Things Mothers in Singapore Should Do to Plan for Their Finances

A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances.

 
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Mums, pay attention to finances

Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed.

 
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Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Emerald Wong Fang Chin
 
 
 
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Testimonials and Referral Notes

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Abhay Kamath *Regional operations manager * Food supply chain Strategist *

I obtained my Prudential policies through Emerald. While I am generally against taking any insurances, what turned me around was Emerald's ability to understand and customise the product offering to suit gaps in my needs. She was most patient through the weeks of discussions we had and I was completely convinced when I signed up for my PruShield and PruShield Extra policies. In fact, I got my family of four enrolled. I am sure Emerald can offer a policy that will meet her customer needs. During the policy term, Emerald kept me posted through e-mails, SMS, and calls about updates. She was also gracious in providing invites to events organised by Prudential which I attended and found highly informative. I am sure Emerald's "after sales service" will ensure customers don't miss on any relevant offers or deadlines. Due to a personal situation I needed to leave Singapore. Having jointly explored options to continue or manage otherwise, we both agreed termination was the most agreeable option. Emerald helped with the entire formalities and ensured termination was a hassle free process. I am sure Emerald will be able to help customers meet any exigencies during their policy term. Emerald is an able agent and I highly recommend you to give her the opportunity to delight you with her professional service on policy requirements.

Huang Wei Chun

Fang Chin brings about professional and meticulous planning for her clients, she has an eye for details that in turn benefits clients who engage with her. A great colleague to have and to learn from.

Lata Shamdasani

Fang Chin is thorough, highly organised and methodical in her analysis. Her depth of maturity and experience are evidenced in the solutions she comes up with. Her clients sing praises of her service! She is objective, reliable and a kind human being. It is a pleasure to work with Fang Chin!

Tay Bee Lian

Emerald has been very detailed in her analysis of my insurance needs. She has projected my anticipated requirements and has offered appropriate products. She offers a very professional service.

Mohamad Faishal

Ms Emerald is always willing to offer assistance and has good rapport with people. I would recommend her as someone you can work with.

Lee Kian Chang

I have known Fang Chin since 1995. Though I did not believe much in insurance, I changed my idea about it after analysis provided by Fang Chin. She understands individual situation and can come with a practical solution. As a trustworthy, sincere person, Fang Chin has been all the while very helpful in many aspect and she is earnestly doing good to many others.