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Emerald Wong Fang Chin

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
read more
 

Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Emerald Wong Fang Chin
 
 
 
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Testimonials and Referral Notes

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Sylvia Wandly

Fang Chin is a good listener & will understand your situation before even talking about business and products. She cares for her network of contacts from all walks of life like she cares for close friend. A sister, a friend, consultant & competent professional all rolled in this outstanding person!

Tay Bee Lian

Emerald has been very detailed in her analysis of my insurance needs. She has projected my anticipated requirements and has offered appropriate products. She offers a very professional service.

Zeng Chun Qiao

新冠疫情爆发前夕,职场中年危机不幸降临在我身上。整整挣扎了将近两年,我才有机会缓一口气。可怕的经历,让我寻求掌控生活的答案,于是我打通了Fang Chin的电话。她耐心地听完我的遭遇,准确地感受到我当时的恐惧和压力。结合我的收入,不厌其烦地帮我评估我已有的保险,精准地推荐了两种产品,一种是储蓄,一种是生命保险,让我在以后任何危机下,都能很好的掌控生活。我非常有幸在五十岁时拥有她的服务。Fang Chin不仅有很强的学习能力,还能很好的地理解你的苦恼和压力,再加上专业的服务意识,她是一位不可多得的贴心保险经纪。

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* Easy Application Process * Quality Advice and Services * Comprehensive Products * Faster Claims * Clear Communication * Innovative Health and Wealth Solutions * Brand People Can Trust

Kavita Shenoy

I want to place on record that you have been immensely helpful in these double challenging times for us. Whether it is prompt response, guidance in filling forms, submission of required documents or building a comfort level for communication, you have held my hand through the entire process. I thank you and wish you and your loved ones all happiness and safety to get through this period of universal challenge and also a great progress in your career.

Abhay Kamath *Regional operations manager * Food supply chain Strategist *

I obtained my Prudential policies through Emerald. While I am generally against taking any insurances, what turned me around was Emerald's ability to understand and customise the product offering to suit gaps in my needs. She was most patient through the weeks of discussions we had and I was completely convinced when I signed up for my PruShield and PruShield Extra policies. In fact, I got my family of four enrolled. I am sure Emerald can offer a policy that will meet her customer needs. During the policy term, Emerald kept me posted through e-mails, SMS, and calls about updates. She was also gracious in providing invites to events organised by Prudential which I attended and found highly informative. I am sure Emerald's "after sales service" will ensure customers don't miss on any relevant offers or deadlines. Due to a personal situation I needed to leave Singapore. Having jointly explored options to continue or manage otherwise, we both agreed termination was the most agreeable option. Emerald helped with the entire formalities and ensured termination was a hassle free process. I am sure Emerald will be able to help customers meet any exigencies during their policy term. Emerald is an able agent and I highly recommend you to give her the opportunity to delight you with her professional service on policy requirements.