Abhay Kamath *Regional operations manager * Food supply chain Strategist *

I obtained my Prudential policies through Emerald. While I am generally against taking any insurances, what turned me around was Emerald's ability to understand and customise the product offering to suit gaps in my needs. She was most patient through the weeks of discussions we had and I was completely convinced when I signed up for my PruShield and PruShield Extra policies. In fact, I got my family of four enrolled. I am sure Emerald can offer a policy that will meet her customer needs. During the policy term, Emerald kept me posted through e-mails, SMS, and calls about updates. She was also gracious in providing invites to events organised by Prudential which I attended and found highly informative. I am sure Emerald's "after sales service" will ensure customers don't miss on any relevant offers or deadlines. Due to a personal situation I needed to leave Singapore. Having jointly explored options to continue or manage otherwise, we both agreed termination was the most agreeable option. Emerald helped with the entire formalities and ensured termination was a hassle free process. I am sure Emerald will be able to help customers meet any exigencies during their policy term. Emerald is an able agent and I highly recommend you to give her the opportunity to delight you with her professional service on policy requirements.

Lata Shamdasani

Fang Chin is thorough, highly organised and methodical in her analysis. Her depth of maturity and experience are evidenced in the solutions she comes up with. Her clients sing praises of her service! She is objective, reliable and a kind human being. It is a pleasure to work with Fang Chin!

Sharon Mah

Emerald has been servicing my family’s insurance needs for a few years now. She is dedicated, helpful and sensitive to our financial needs and limitations. Knowledgeable in her field of work and we know she has the answer to everything. Her response to query is prompt and highly professional. Friendly, sincere and very approachable. Thank you Emerald.

Allison Lum

I have known Fang Chin since 1994, first as a colleague and now as a Prudential agent. When we were colleagues, I found her to be a responsible, analytical, helpful and friendly person. Many of us liked Fang Chin because she was easy to get along with. She reached out to me when she joined Prudential and recommended several products. I did not hesitate to take her advice and bought an insurance that I needed. Recently I have also bought other insurances that she recommended which I need at this point in time.

Edwin Lee * Author, Pastor, International Speaker, Technology Advisor

I've know Fang Chin for over 20 years, and I am always impressed by her diligence, eye for details and genuine care for the people she works with. I'm confident that you will find her advice valuable and practical.

Mark Wu * Market Research Professional

Throughout our interactions, I have found Fang Chin to be very intelligent, capable and knowledgeable in her work. While the working environment was challenging and varied in demands, she consistently showed maturity, systematic approach, initiative and diligence.